Terms

This web site (SITE) provides the ability to generate an insurance quote and purchase an insurance policy online.

User Agreement: In order to protect the interests of all of our customers, we ask that you abide by the following rules. By using this service (the "Service"), you hereby agree to be bound by all of the following terms and conditions ("Terms of Service" or "TOS").

Limitations on Use: All of the information, content, and services (collectively, the "Content") within this Service is protected by copyright and other intellectual property laws. The Content is owned by SITE and its affiliated companies, licensors, and suppliers. The Content is intended for the personal use of users of the Service. While you may interact with and download a single copy of Content for your personal, non-commercial use, you may not reproduce, sell, publish, distribute, modify, display, repost or otherwise use any portion of the Content in any other way or for any other purpose without the written consent of the Site.

You acknowledge that the Content may include certain trademarks and service marks owned by the Site, as well as trademarks owned by others. You agree not to copy, use or otherwise infringe upon these trademarks or service marks. You further agree that you will not alter or remove any trademark, copyright, or any other notice from any copies of the Content.

If you operate a website and wish to link to the Service, please link to the Service's home page. The Service reserves the right to reject or terminate any links to the Content or Service.

Photos, graphics, audio and/or video materials shall not directly or indirectly be published, rewritten for broadcast or publication, or redistributed in any medium. No portion thereof of the Service may be stored in a computer except for personal and non-commercial use. You do not hold SITE liable for any delays, inaccuracies, errors, or omissions therefrom or in the transmission or delivery of all or any part of thereof or for any damage arising from the foregoing.

Reservations: Placing order via the Service does not guarantee availability or pricing. SITE reserves the right to change pricing, or any other details concerning any product at any time. SITE is not responsible for loss of transmission, invalid information, or any lost information in the process of making a reservation through the Service.

General Disclaimer and Limitation of Liability: YOU EXPRESSLY AGREE THAT USE OF THE SERVICE IS AT YOUR OWN RISK. NEITHER THE SERVICE, SITE, NOR ANY OF THEIR AFFILIATES, EMPLOYEES, AGENTS, CONTENT PROVIDERS, OR LICENSORS MAKES ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND REGARDING THE SERVICE, THE CONTENT, OR THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE. THE SERVICE IS PROVIDED ON AN "AS IS" BASIS AND THE SERVICE SPECIFICALLY DISCLAIMS ANY EXPRESS OR IMPLIED WARRANTIES, INCLUDING WITHOUT LIMITATION, WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE, WARRANTIES OF MERCHANTABILITY, OR WARRANTIES AGAINST INFRINGEMENT.

THE SERVICE, THEIR AFFILIATES, EMPLOYEES, AGENTS, CONTENT PROVIDERS, AND LICENSORS SHALL IN NO EVENT BE LIABLE FOR ANY DAMAGES OR LOSSES, INCLUDING WITHOUT LIMITATION, DIRECT, INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, OR PUNITIVE DAMAGES, RESULTING FROM OR CAUSED BY THE SERVICE OR ITS CONTENT, INCLUDING, WITHOUT LIMITATION, LOSSES RELATED TO: YOUR USE OR INABILITY TO USE THE SERVICE; ANY ERRORS, OMISSIONS OR DEFECTS IN THE CONTENT; OR ANY INTERRUPTIONS, DELAYS IN TRANSMISSION, OR COMPUTER VIRUSES. IN ANY EVENT, ANY LIABILITY OF THE SERVICE, DCHR, THEIR AFFILIATES, EMPLOYEES, AGENTS, CONTENT PROVIDERS, AND LICENSORS SHALL NOT EXCEED THE AMOUNT PAID BY YOU TO THE SERVICE IN THE 12 MONTHS PRIOR TO THE CLAIMED INJURY OR DAMAGE.

Miscellaneous: The Service reserves the right at its discretion to change these Terms of Service and will notify users of any such changes by online postings. Your continued use of the Service after the posting of any amended Terms of Service shall constitute your agreement to be bound by any such changes. The Service may modify, suspend, discontinue, or restrict the use of any portion of the Service, including the availability of any portion of the Content at any time, without notice or liability.

These Terms of Service will be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflicts of law provisions. You hereby agree that any cause of action you may have with respect to SITE must be filed in the City of McAllen, in the State of Texas within one year after the cause of action arises or the cause is barred.

IF YOU DO NOT AGREE TO THE TERMS STATED ABOVE OR ANY CHANGES THE SERVICE MAKES IN THESE TERMS, PLEASE EXIT THE SERVICE IMMEDIATELY.